Title: ENDORSEMENT
Author: Roger Therien

State: California

Endorsement No. 242	Date: November 1, 1998
Access Coverage

Subject:

This Endorsement amends paragraph 4 of the insuring provisions to provide a limited form of access coverage. This Endorsement may be issued with owners or loan policies.

Requirements for Issuance:

ALTA Owners and Loan Policy Forms, ALTA Residential Policy and the CLTA Standard Coverage Policy-1990 afford affirmative coverage against loss or damage resulting from: "Lack of a right to access to and from the land." If any policy is issued in a form which includes access coverage, a determination must be made in each instance that access to and from the land to be covered by the policy does in fact exist. Local knowledge, customs and practices play an important part in determining the extent of investigation, if any, required to decide if the coverage should be given. In the event the Company is unwilling to assume the risk of affording this coverage, the preliminary report shall so indicate and this Endorsement amending the access coverage shall be issued.