Author: Roger Therien
Company: Dell - Personal Systems Group

State: California
Date: March 26, 2004
Form:		CLTA Form 103.11
		ALTA Form 17

Subject:	Access and Entry

This endorsement provides much greater access coverage than that provided by any ALTA policy. The ALTA 1992 owner's and loan policies give protection only for "lack of a right of access to and from the land". They do not provide protection if there isn't actual access. This form provides coverage for loss if the insured doesn't have both actual vehicular and pedestrian access to and from a specifically identified street or road and if the street is not physically open and publicly maintained. Additionally this endorsement provides coverage for loss if the insured has no right to use the existing curb cuts or entries off of the street onto the land. This is much better coverage than the other custom endorsements that have been in the marketplace for years.