Author: Roger Therien

State: California

Form:		CLTA Form 100.26	Date: January 1, 1993

Subject:	Provides coverage relating to use of the land's surface for the extraction or development of oil or mineral rights. This Endorsement insures the Lender against loss by reason of damage to improvements to be constructed under a designated F.H.A. project caused by exercise of the right to use the surface or the subsurface lying above a depth of 500 feet for extraction or development of oil, petroleum or other hydrocarbon substances excepted from the legal description in Schedule A. This Endorsement is intended to be issued to a Lender with an ALTA Policy.

Requirements for Issuance:

1.	Confirm that the instrument whereby the oil or mineral rights were conveyed or excepted expressly prohibits entry upon the surface of the land and to a depth at least 500 feet below the surface; and

2.	If right of surface entry has not been prohibited as discussed above, this Endorsement may be issued if a complete release of such right is obtained from the holder. Such release must be in recordable form (e.g. a quitclaim deed) and is to be recorded at or prior to issuance of insurance; or

3.	Obtain approval from an advisory title officer, branch counsel or the Underwriting Department prior to issuance of this Endorsements in the event the right of surface entry has not been specifically prohibited and obtaining release of such right is not feasible.

Preparation Instructions:

A.	Designate F.H.A. Project Number, name of project and location of the F.H.A. office where the plans are filed.